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Miles Appraisal Group
Mandeville, Louisiana
230 Bigner Rd, 70448


Contact:  985-871-5161
www.milesappraisalgroup.com
985-871-5161 Or Toll Free
milesappraisal@gmail.com
230 Bigner Rd
Mandeville, Louisiana 70448

Contact:  985-871-5161
www.milesappraisalgroup.com
985-871-5161
milesappraisal@gmail.com
Every year, countless people in the United States buy, sell or refinance their own slice of the American Dream. Most, if not all, of these transactions include a simple line item for an appraisal. It has become an understood and accepted part of a real estate transaction. ''Let's bring in the expert and make sure we're not spending too much on this property.'' But is this the only reason to get an appraisal? Are there other times when the services of a certified, licensed, independent real estate professional might come in handy? PROPERTY TAX CHALLENGES It's a running joke that every one has a different perspective of what a house is worth. And it's the tax assessor that seems to always come in at the high end of the scale! Challenging the tax assessment has become an annual ritual in many parts of the country. Unfortunately, most people go into these challenges unarmed. They may pull some information from the internet to support their claims, but have no real basis other than: ''It wasn't worth that much last year.'' A real estate appraiser can help in these situations. While it may not be economical to commission a full appraisals to lop a few hundred off your tax bill, often an appraiser can do a limited appraisal or neighborhood analysis for much less. These documents can carry a lot of weight when you appear before an appeals board. PMI REMOVAL Private Mortgage Insurance or PMI is the supplemental insurance that many lenders ask home buyers to purchase when the amount being loaned is more than 80% of the value of the home. Very often, this additional payment is folded into the monthly mortgage payment and is quickly forgotten. This is unfortunate because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal paydown - dips below this 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. Many appraisers offer a specific service for home owners that believe they have met the 80% loan-to-value metric. For a nominal fee, the appraiser can provide you with a statement regarding the home value. Some will even take the next step and help you file a challenge with your mortgage company. The costs of these services are very often recovered in just a few months of not paying the PMI. PRE-SALES DECISIONS Before someone decides to sell a home, there are several decisions to be made. First and foremost: ''How much should it sell for?'' But first there may be other equally important questions to ask: ''Would it be better to paint the entire house first?'' ''Should I put in that third bathroom?'' ''Should I complete my kitchen remodel?'' Many things which we do to our houses have an effect on their value. Unfortunately, not all of them have an equal effect. While a kitchen remodel may improve the appeal of a home, it may not add nearly enough to the value to justify the expense. Appraisers can step in and help make these decisions. Unlike a Realtor, an appraiser has no vested interest in what amount the house sells for. His fee is based on his efforts, not a percentage of the sales price. So seeking a professional appraisal can often help homeowners make the best decisions on investing in their homes and setting a fair sales price. ESTATE PLANNING, LIQUIDATION OR DIVORCE The loss of a loved one is a difficult time in life. Likewise, a divorce can be a particularly traumatic experience. Sadly, these events are often complicated by difficult decisions regarding the disposition of an estate. Unlike many wealthy individuals, the majority of Americans do not have dedicated estate planners or executors to handle these issues. Also, in most cases, a home or other real property makes up a disproportionate share of the total estate value. Here too, an appraiser can help. Often the first step in fairly disposing of an estate is to understand its true value. Where property is involved, the appraiser can help determine the true value. At this point, equitable arrangements can more easily be arrived at among disputing parties. Everyone walks away knowing they've received a fair deal. There are other uses for real estate appraisals. The highly-trained individuals behind these services are always looking for ways to put their expertise to work for home owners and the people who support them.
Information:  
Appraisers,  Business Valuation,  Divorce,  Estate Planning,  Estate Valuation,  Insurance, 


Every year, countless people in the United States buy, sell or refinance their own slice of the American Dream. Most, if not all, of these transactions include a simple line item for an appraisal. It has become an understood and accepted part of a real estate transaction. ''Let's bring in the expert and make sure we're not spending too much on this property.'' But is this the only reason to get an appraisal? Are there other times when the services of a certified, licensed, independent real estate professional might come in handy? PROPERTY TAX CHALLENGES It's a running joke that every one has a different perspective of what a house is worth. And it's the tax assessor that seems to always come in at the high end of the scale! Challenging the tax assessment has become an annual ritual in many parts of the country. Unfortunately, most people go into these challenges unarmed. They may pull some information from the internet to support their claims, but have no real basis other than: ''It wasn't worth that much last year.'' A real estate appraiser can help in these situations. While it may not be economical to commission a full appraisals to lop a few hundred off your tax bill, often an appraiser can do a limited appraisal or neighborhood analysis for much less. These documents can carry a lot of weight when you appear before an appeals board. PMI REMOVAL Private Mortgage Insurance or PMI is the supplemental insurance that many lenders ask home buyers to purchase when the amount being loaned is more than 80% of the value of the home. Very often, this additional payment is folded into the monthly mortgage payment and is quickly forgotten. This is unfortunate because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal paydown - dips below this 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. Many appraisers offer a specific service for home owners that believe they have met the 80% loan-to-value metric. For a nominal fee, the appraiser can provide you with a statement regarding the home value. Some will even take the next step and help you file a challenge with your mortgage company. The costs of these services are very often recovered in just a few months of not paying the PMI. PRE-SALES DECISIONS Before someone decides to sell a home, there are several decisions to be made. First and foremost: ''How much should it sell for?'' But first there may be other equally important questions to ask: ''Would it be better to paint the entire house first?'' ''Should I put in that third bathroom?'' ''Should I complete my kitchen remodel?'' Many things which we do to our houses have an effect on their value. Unfortunately, not all of them have an equal effect. While a kitchen remodel may improve the appeal of a home, it may not add nearly enough to the value to justify the expense. Appraisers can step in and help make these decisions. Unlike a Realtor, an appraiser has no vested interest in what amount the house sells for. His fee is based on his efforts, not a percentage of the sales price. So seeking a professional appraisal can often help homeowners make the best decisions on investing in their homes and setting a fair sales price. ESTATE PLANNING, LIQUIDATION OR DIVORCE The loss of a loved one is a difficult time in life. Likewise, a divorce can be a particularly traumatic experience. Sadly, these events are often complicated by difficult decisions regarding the disposition of an estate. Unlike many wealthy individuals, the majority of Americans do not have dedicated estate planners or executors to handle these issues. Also, in most cases, a home or other real property makes up a disproportionate share of the total estate value. Here too, an appraiser can help. Often the first step in fairly disposing of an estate is to understand its true value. Where property is involved, the appraiser can help determine the true value. At this point, equitable arrangements can more easily be arrived at among disputing parties. Everyone walks away knowing they've received a fair deal. There are other uses for real estate appraisals. The highly-trained individuals behind these services are always looking for ways to put their expertise to work for home owners and the people who support them.

Ringwood Consulting Group, Inc.
Allamuchy, New Jersey
, 07820


Contact:  Frank Seigel, CPCU
www.ringwoodconsulting.com
973-616-1800 Or Toll Free
fseigel@earthlink.net

Allamuchy, New Jersey 07820

Contact:  Frank Seigel, CPCU
www.ringwoodconsulting.com
973-616-1800
fseigel@earthlink.net
Frank Seigel, CPCU has over 40 years of insurance experience, with background in: Underwriting, Program Administration, Agency Management, Agent/Broker Responsibilities, Insurance Coverage, Arbitration and Mediation. He has been favorably cited by the New Jersey Superior Court Appellate Division; Licensed in Life, Health, Property, Casualty & Surplus Lines; New Jersey Supreme Court Trained Civil Mediator (R. 1:40 Approval Pending). Mr. Seigel has testified at trial or deposition over 20 times over the past four (4) years.
Information:  
Errors and Omissions,  Insurance,  Insurance Agent Broker,  Insurance Bad Faith,  Insurance Coverage and Practices,  Insurance Underwriting, 


Frank Seigel, CPCU has over 40 years of insurance experience, with background in: Underwriting, Program Administration, Agency Management, Agent/Broker Responsibilities, Insurance Coverage, Arbitration and Mediation. He has been favorably cited by the New Jersey Superior Court Appellate Division; Licensed in Life, Health, Property, Casualty & Surplus Lines; New Jersey Supreme Court Trained Civil Mediator (R. 1:40 Approval Pending). Mr. Seigel has testified at trial or deposition over 20 times over the past four (4) years.

Robert Hughes Associates Inc.
Richardson, Texas
508 Twilight Trail, Suite 200, 75080


Contact:  John Oakley
http://www.roberthughes.com/
972-980-0088 Or Toll Free
joakley@roberthughes.com
508 Twilight Trail, Suite 200
Richardson, Texas 75080

Contact:  John Oakley
http://www.roberthughes.com/
972-980-0088
joakley@roberthughes.com
Information:  
ERISA,  Insurance,  Insurance Bad Faith,  Insurance Coverage and Practices,  Insurance Underwriting,  Reinsurance,  Risk Management,  Workers' Compensation, 



JM Posner, Inc.
Coral Springs, Florida
11555 Heron Bay Blvd Suite 200, 33067


Contact:  Jeffrey M. Posner
JM Posner, Inc. WEBSITE
954-778-0441 Or Toll Free
jmposner@bellsouth.net
11555 Heron Bay Blvd Suite 200
Coral Springs, Florida 33067

Contact:  Jeffrey M. Posner
JM Posner, Inc. WEBSITE
954-778-0441
jmposner@bellsouth.net
Information:  
Insurance,  Insurance Bad Faith,  Insurance Coverage and Practices,  Insurance Securities, 



Law Office of Mitchell L. Lathrop, C.Arb., FCIArb
San Diego, California
600 West Broadway Suite 500, 92101-3357


Contact:  Mitchell Lee Lathrop
www.LathropADR.com
619-955-5951 Or Toll Free
mllathrop@earthlink.net
600 West Broadway Suite 500
San Diego, California 92101-3357

Contact:  Mitchell Lee Lathrop
www.LathropADR.com
619-955-5951
mllathrop@earthlink.net
Mitchell L. Lathrop, C.Arb., FCIArb., a former Presiding Referee of the California State Bar Court, has over 45 years’ experience in the practice of law, and special expertise in Insurance, Reinsurance, and Lawyers' Professional Responsibility. For over 30 years, he has served as a Mediator, Arbitrator and Expert Witness in his fields of expertise.
Information:  
Insurance,  Insurance Bad Faith,  Insurance Coverage and Practices,  Insurance Securities,  Legal Malpractice,  Reinsurance, 


Mitchell L. Lathrop, C.Arb., FCIArb., a former Presiding Referee of the California State Bar Court, has over 45 years’ experience in the practice of law, and special expertise in Insurance, Reinsurance, and Lawyers' Professional Responsibility. For over 30 years, he has served as a Mediator, Arbitrator and Expert Witness in his fields of expertise.

Alvia Services, Inc.
Rancho Murieta, California
6541 Via Sereno, 95683


Contact:  Steven P. Viani
http://www.alviaservicesinc.com/
916-952-8503 Or Toll Free
spviani@aol.com
6541 Via Sereno
Rancho Murieta, California 95683

Contact:  Steven P. Viani
http://www.alviaservicesinc.com/
916-952-8503
spviani@aol.com
Mr. Viani is a registered Civil Engineer in California, Washington and Arizona and a contractor in California. He has over 37 years of environmental remediation, construction, geotechnical construction and forensic engineering experience. He knows site characterization, design and remediation of Superfund and RCRA sites. He developed technical documents supporting claims by contractors and reviewed claims from contractors in many fields of construction and project types. He is experienced in forensic investigation, construction defects, scope of damages, cost estimating, project management, accident investigation and reconstruction, structural failure and other related areas of expertise. As a contractor, he has performed geotechnical construction, waste remediation construction and civil construction. He has investigated, reported and testified for attorneys and insurance companies on a wide variety of files.
Information:  
Civil Engineering,  Construction Accidents,  Construction Claims,  Construction Defects,  Construction Safety,  Failure Analysis,  Forensic Engineering,  Hazardous Materials,  Insurance,  Structural Failure, 


Mr. Viani is a registered Civil Engineer in California, Washington and Arizona and a contractor in California. He has over 37 years of environmental remediation, construction, geotechnical construction and forensic engineering experience. He knows site characterization, design and remediation of Superfund and RCRA sites. He developed technical documents supporting claims by contractors and reviewed claims from contractors in many fields of construction and project types. He is experienced in forensic investigation, construction defects, scope of damages, cost estimating, project management, accident investigation and reconstruction, structural failure and other related areas of expertise. As a contractor, he has performed geotechnical construction, waste remediation construction and civil construction. He has investigated, reported and testified for attorneys and insurance companies on a wide variety of files.

Bondy Advisors
Prairieville, Louisiana
P.O. Box 956, 70769


Contact:  Peter J. Bondy FSA, MAAA
http://bondyadvisors.com/
225-323-5904 Or Toll Free
peter@bondyadvisors.com
P.O. Box 956
Prairieville, Louisiana 70769

Contact:  Peter J. Bondy FSA, MAAA
http://bondyadvisors.com/
225-323-5904
peter@bondyadvisors.com
During his career spanning 40+ years, Peter Bondy has done significant work in the life insurance, annuities, reinsurance, corporate and distribution areas. He has had significant domestic and international experience.
Information:  
Actuary,  Annuities,  Insurance,  Life Insurance,  Reinsurance,  Structured Settlements, 


During his career spanning 40+ years, Peter Bondy has done significant work in the life insurance, annuities, reinsurance, corporate and distribution areas. He has had significant domestic and international experience.

David Thirkill
Bedford, New Hampshire
24 Powder Hill Road, 03110


Contact:  David Thirkill
http://www.arias-us.org/profiles/index.cfm?app=arbitrators&id=10144
603-471-9336 Or Toll Free
coomac@comcast.net
24 Powder Hill Road
Bedford, New Hampshire 03110

Contact:  David Thirkill
http://www.arias-us.org/profiles/index.cfm?app=arbitrators&id=10144
603-471-9336
coomac@comcast.net
* Over 40 years meaningful experience in all aspects of the insurance and reinsurance industries, including run-off * Active - Officer and Director of insurance company * Retired 0fficer & Director of various reinsurance companies * Retired Officer & Director of life insurance companies. * Member of ARIAS-US, & ARIAS UK (Arbitration Societies) * Founder Member: ReMedi (a Mediation Society)
Information:  
Arbitration,  Insurance,  Insurance Bad Faith,  Insurance Coverage and Practices,  Workers' Compensation, 


* Over 40 years meaningful experience in all aspects of the insurance and reinsurance industries, including run-off * Active - Officer and Director of insurance company * Retired 0fficer & Director of various reinsurance companies * Retired Officer & Director of life insurance companies. * Member of ARIAS-US, & ARIAS UK (Arbitration Societies) * Founder Member: ReMedi (a Mediation Society)

Hatfield Insurance Agency Inc.
Fairfield, Connecticut
1735 Post Road, Unit 5, 06824


Contact:  Guy C. Hatfield CPCU CIC
www.hatfieldinsuranceagency.com
203-256-5660 Or Toll Free
ghatfield@hatfieldinsuranceagency.com
1735 Post Road, Unit 5
Fairfield, Connecticut 06824

Contact:  Guy C. Hatfield CPCU CIC
www.hatfieldinsuranceagency.com
203-256-5660
ghatfield@hatfieldinsuranceagency.com
Information:  
Claims,  Errors and Omissions,  Insurance,  Insurance Bad Faith,  Insurance Coverage and Practices, 



Janice A. Ramsay, ALC
Irvine, California
5 Saros, 92603


Contact:  Janice A. Ramsay
www.janicearamsay.com
949-854-9375 Or Toll Free
jramsay@cox.net
5 Saros
Irvine, California 92603

Contact:  Janice A. Ramsay
www.janicearamsay.com
949-854-9375
jramsay@cox.net
Ms. Ramsay has testified to the custom and practice of the insurance industry as an expert witness in bad faith property insurance cases for over 15 years. She began a legal career in the property insurance field more than 35 years ago. During her law practice, she gave coverage advice to insurers and to insureds, and handled bad faith litigation and appeals.
Information:  
Claims,  Insurance,  Insurance Bad Faith,  Insurance Coverage and Practices, 


Ms. Ramsay has testified to the custom and practice of the insurance industry as an expert witness in bad faith property insurance cases for over 15 years. She began a legal career in the property insurance field more than 35 years ago. During her law practice, she gave coverage advice to insurers and to insureds, and handled bad faith litigation and appeals.

Kelly Taylor, SCLA
Rocklin, California
918 Wilderness Way, 95765


Contact:  Kelly Taylor, SCLA
www.ygwypfclaims.com
916-205-8370 Or Toll Free
ktaylor@ygwypfclaims.com
918 Wilderness Way
Rocklin, California 95765

Contact:  Kelly Taylor, SCLA
www.ygwypfclaims.com
916-205-8370
ktaylor@ygwypfclaims.com
I have forty-one years’ experience in the adjustment of insurance claims. During my employment I participated in insurance industry input into the drafting of the Fair Claims Settlement Practices regulations. I was a member of the original committee to promulgate the first “Fair Claims Settlement Practices” regulations under John Garimendi when he was the first elected Insurance Commissioner in California. I have obtained the professional designation of Senior Claims Law Associate (SCLA). I have served in different capacities of Claims educational forums and taught classes on claims adjustments. I have participated in industry presentations at local claims associations in Sacramento, the Bay Area and nationally at several PLRB conferences. I have testified in court for both policy holders and insurance carriers. My deposition has been taken numerous times as the PMK for companies that I worked for and as an independent hired expert witness.
Information:  
Bad Faith,  Claims,  Insurance,  Insurance Bad Faith,  Insurance Coverage and Practices, 


I have forty-one years’ experience in the adjustment of insurance claims. During my employment I participated in insurance industry input into the drafting of the Fair Claims Settlement Practices regulations. I was a member of the original committee to promulgate the first “Fair Claims Settlement Practices” regulations under John Garimendi when he was the first elected Insurance Commissioner in California. I have obtained the professional designation of Senior Claims Law Associate (SCLA). I have served in different capacities of Claims educational forums and taught classes on claims adjustments. I have participated in industry presentations at local claims associations in Sacramento, the Bay Area and nationally at several PLRB conferences. I have testified in court for both policy holders and insurance carriers. My deposition has been taken numerous times as the PMK for companies that I worked for and as an independent hired expert witness.

Martin, Disiere, Jefferson & Wisdom
Houston, Texas
808 Travis Street, 20th Floor, 77002-5718


Contact:  David D. Disiere
www.mdjwlaw.com
713-632-1776 Or Toll Free
disiere@mdjwlaw.com
808 Travis Street, 20th Floor
Houston, Texas 77002-5718

Contact:  David D. Disiere
www.mdjwlaw.com
713-632-1776
disiere@mdjwlaw.com
Information:  
Bad Faith,  Claims,  Insurance,  Insurance Bad Faith,  Insurance Coverage and Practices, 



Paul F. Amoruso, CPCU
Mattapoisett, Massachusetts
P.O. Box 981, 34 Barstow Street, 02739


Contact:  Paul F. Amoruso
www.insuranceoperations.com
508-644-1074 Or Toll Free
Pamoruso@insuranceoperations.com
P.O. Box 981, 34 Barstow Street
Mattapoisett, Massachusetts 02739

Contact:  Paul F. Amoruso
www.insuranceoperations.com
508-644-1074
Pamoruso@insuranceoperations.com
Additional E-mail: pamor1046@comcast.net
Information:  
Flammable Fabrics,  Insurance,  Insurance Bad Faith,  Insurance Coverage and Practices,  Product Liability,  Risk Management,  Workers' Compensation, 


Additional E-mail: pamor1046@comcast.net

Provider Risk, LLC
Miami, Florida
9761 SW 123 Street, 33176


Contact:  Mr. Stephen C. George, MBA-HA
www.providerrisk.com
305-234-9877 Or Toll Free
stephencgeorge@bellsouth.net
9761 SW 123 Street
Miami, Florida 33176

Contact:  Mr. Stephen C. George, MBA-HA
www.providerrisk.com
305-234-9877
stephencgeorge@bellsouth.net

Stephen C. George's CV

 

Stephen C. George, MBA-HA is President of Provider Risk, an internationally organized consulting/brokerage firm specializing in insurance and reinsurance. Mr. George's 25 years experience affords him a unique ability to explain complex litigation issues in simpler words to normal people.
Information:  
Bad Faith,  ERISA,  Insurance,  Insurance Agent Broker,  Insurance Bad Faith,  Insurance Coverage and Practices,  Insurance Underwriting,  Reinsurance,  Risk Management,  Self Funded Insurance, 


Stephen C. George's CV

 

Stephen C. George, MBA-HA is President of Provider Risk, an internationally organized consulting/brokerage firm specializing in insurance and reinsurance. Mr. George's 25 years experience affords him a unique ability to explain complex litigation issues in simpler words to normal people.

Risk Consulting & Expert Services
Birmingham, Alabama
#6 Office Park Circle, #100, 35223


Contact:  David L. Stegall
www.rces.us/
205-637-1775 Or Toll Free 855-255-5353
david.stegall@rces.us
#6 Office Park Circle, #100
Birmingham, Alabama 35223

Contact:  David L. Stegall
www.rces.us/
205-637-1775 Or Toll Free 855-255-5353
david.stegall@rces.us

David L. Stegall's CV

 

Mr. Stegall has over 35 years of insurance, reinsurance and risk management experience. He is a Chartered Property & Casualty Underwriter, Associate in Risk Management, Associate in Reinsurance and Registered Professional Adjuster. He has worked as an underwriter, a retail agent, a wholesale broker, a reinsurer, and as a consultant to commerce, industry and government and an expert witness since 2007. His expertise includes the standard of care required by parties in insurance and bonding transactions, the usual & customary practices of insurance procurement (selling, buying, placing, marketing, underwriting), fair and unfair claims practices, alternative risk transfer and captive insurance companies.
Information:  
Bad Faith,  Errors and Omissions,  Insurance,  Insurance Bad Faith,  Insurance Coverage and Practices,  Reinsurance,  Risk Management,  Self Funded Insurance,  Workers' Compensation, 


David L. Stegall's CV

 

Mr. Stegall has over 35 years of insurance, reinsurance and risk management experience. He is a Chartered Property & Casualty Underwriter, Associate in Risk Management, Associate in Reinsurance and Registered Professional Adjuster. He has worked as an underwriter, a retail agent, a wholesale broker, a reinsurer, and as a consultant to commerce, industry and government and an expert witness since 2007. His expertise includes the standard of care required by parties in insurance and bonding transactions, the usual & customary practices of insurance procurement (selling, buying, placing, marketing, underwriting), fair and unfair claims practices, alternative risk transfer and captive insurance companies.

Sonnier & Fisher Adjusters, LLC
Lake Charles, Louisiana
PO Box 4581, 70606


Contact:  Kermith Sonnier, Adjuster
www.my-adjuster.com
818-262-5104 Or Toll Free 844-344-0422
ksonnier@my-adjuster.com
PO Box 4581
Lake Charles, Louisiana 70606

Contact:  Kermith Sonnier, Adjuster
www.my-adjuster.com
818-262-5104 Or Toll Free 844-344-0422
ksonnier@my-adjuster.com
Kermith Sonnier has 50 years hands-on experience in construction, and 33 years experience as an Insurance Adjuster working in the field on major hurricanes, floods, hailstorms, fires, mudslides, and earthquakes. Mr. Sonnier has tendered loss management and loss consulting services to widely respected companies, as well as the U.S. Coast Guard and other federal agencies who have conducted some of the nation's largest environmental cleanups.
Information:  
Appraisers,  Claims,  Hurricane Damage,  Insurance, 


Kermith Sonnier has 50 years hands-on experience in construction, and 33 years experience as an Insurance Adjuster working in the field on major hurricanes, floods, hailstorms, fires, mudslides, and earthquakes. Mr. Sonnier has tendered loss management and loss consulting services to widely respected companies, as well as the U.S. Coast Guard and other federal agencies who have conducted some of the nation's largest environmental cleanups.

The Schacht Group
Petersburg, Illinois
12271 Wiseman Street, 62675


Contact:  James W. Schacht
http://www.theschachtgroup.com/
312-259-4161 Or Toll Free
jim@theschachtgroup.com
12271 Wiseman Street
Petersburg, Illinois 62675

Contact:  James W. Schacht
http://www.theschachtgroup.com/
312-259-4161
jim@theschachtgroup.com
The Schacht Group, Inc. is founded on the growing need for expert counsel to companies, law firms, and regulators in the insurance field. President James W. Schacht understands how insurance law is applied and implemented because he was instrumental in developing much of the current body of insurance law. He was recognized by the National Association of Insurance Commissioner’s Robert E. Dineen Award in 1990 for having written more model laws, regulatory manuals, and regulations than any other person.
Information:  
Accounting,  Insurance,  Litigation Support,  Reinsurance, 


The Schacht Group, Inc. is founded on the growing need for expert counsel to companies, law firms, and regulators in the insurance field. President James W. Schacht understands how insurance law is applied and implemented because he was instrumental in developing much of the current body of insurance law. He was recognized by the National Association of Insurance Commissioner’s Robert E. Dineen Award in 1990 for having written more model laws, regulatory manuals, and regulations than any other person.

Witt Actuarial Services, LLC
New Berlin, Wisconsin
6010 Preston Lane, 53151


Contact:  Scott J. Witt
www.wittactuarialservices.com
414-525-8212 Or Toll Free
scottwitt@wittactuarialservices.com
6010 Preston Lane
New Berlin, Wisconsin 53151

Contact:  Scott J. Witt
www.wittactuarialservices.com
414-525-8212
scottwitt@wittactuarialservices.com
Scott J. Witt of Witt Actuarial Services, LLC, an actuary and one of the nation's only fee-only life insurance advisors, serves clients throughout the U.S. including attorneys, financial planners, individuals, banks, business owners, accountants, and trustees of insurance trusts. He is compensated on a fee-only basis, allowing him to serve in a true fiduciary capacity for his clients. Because he has no financial stake in the decisions his clients make, there is no conflict of interest in his recommendations. He provides expert analysis, reports, and testimony regarding a vast array of life insurance topics, including policy suitability, variable life analysis, evaluation of statements made by salespeople, replacement appropriateness, life settlement decisions, insurance schemes, damage calculations, and policy valuations.
Information:  
Actuary,  Damage Calculations,  Insurance,  Insurance Bad Faith,  Insurance Coverage and Practices,  Insurance Securities,  Life Insurance, 


Scott J. Witt of Witt Actuarial Services, LLC, an actuary and one of the nation's only fee-only life insurance advisors, serves clients throughout the U.S. including attorneys, financial planners, individuals, banks, business owners, accountants, and trustees of insurance trusts. He is compensated on a fee-only basis, allowing him to serve in a true fiduciary capacity for his clients. Because he has no financial stake in the decisions his clients make, there is no conflict of interest in his recommendations. He provides expert analysis, reports, and testimony regarding a vast array of life insurance topics, including policy suitability, variable life analysis, evaluation of statements made by salespeople, replacement appropriateness, life settlement decisions, insurance schemes, damage calculations, and policy valuations.

Insurance Education Corporation
Carmel, New York
72 Gleneida Avenue, 10512


Contact:  Ivan E. Cohen RF, ARM, CRM, CIC, AAI, MLIS, CRIS, CPIA
Insurance Education Corporation WEBSITE
845-225-4100 Or Toll Free
icohen@insuranceeducation.biz
72 Gleneida Avenue
Carmel, New York 10512

Contact:  Ivan E. Cohen RF, ARM, CRM, CIC, AAI, MLIS, CRIS, CPIA
Insurance Education Corporation WEBSITE
845-225-4100
icohen@insuranceeducation.biz
Information:  
Bad Faith,  Errors and Omissions,  Insurance,  Insurance Bad Faith,  Insurance Coverage and Practices, 



Bickerstaff, Whatley, Ryan & Burkhalter. Consulting Actuaries
Richardson, Texas
1701 North Collins, Suite 226A, 75080


Contact:  David Bickerstaff
www.bickwhat.com
972-644-8172 Or Toll Free
dbick@bickwhat.com
1701 North Collins, Suite 226A
Richardson, Texas 75080

Contact:  David Bickerstaff
www.bickwhat.com
972-644-8172
dbick@bickwhat.com
Providing a full spectrum of independent casualty actuarial consulting services to insurance, business, and governmental organizations, the BWR&B consultants have continued their reputation for high professional standards and creative, innovative approaches to challenging problems.
Information:  
Actuary,  Insurance,  Litigation Support, 


Providing a full spectrum of independent casualty actuarial consulting services to insurance, business, and governmental organizations, the BWR&B consultants have continued their reputation for high professional standards and creative, innovative approaches to challenging problems.